Buying A Home? Here are some basic steps...
1
Step
Get PreApproved Before You Begin House Hunting
-
This will show you how much money can qualify for.
-
Know how much money for down payment and closing costs you need.
-
Be ready to make the offer and beat the competition.
2
Step
Choose a Real Estate Agent You Can Trust
-
I have great referrals-ask me!
-
You need someone very experienced who knows the market, will listen to what you want and know how to negotiate with Sellers and their agents.
3
Step
Find The Right Home
-
Determine the needs of you and your family.
-
Create a of list of "wants" and "must have" features you are looking for in a home. Schools and distance to work are usually a top priority.
4
Step
Make An Offer
-
Always make your best offer and your agent will present to the seller as quickly as possible. When the price and terms have been agreed upon, you sign the Purchase Agreement and give a deposit.
5
Step
Have The Home Inspected
-
Schedule a home inspection after the offer has been accepted to check the basic systems of the house, reveal any safety hazards, major defects or substantial updates that may be needed.
6
Step
An Appraisal is Ordered
-
An appraisal is an in depth report of the home’s current market value. and may be required for your lender if youput less than 20% down pymt.
7
Step
I work on getting all required docs for your final approval
-
We make sure the clean title and deed to the property are all set for you.
-
Gather any additional conditions for the Lender.
-
Myself and title company will prepare all the final papers for you to sign with the sellers.
8
Step
Close on the Property
-
The title company coordinates with all parties to set the date and place of closing.
-
All the paperwork is signed and ownership of the property is transferred to you!
-
Congratulations! Get the keys and plan your move in!
Get In Touch
If you have questions or need more information to purchase a property or refinance, get in touch anytime and I'll be more than happy to help!