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Is buying your first home still a dream?
Stop Dreaming and take action now! Don't keep listening to all the negative "noise" out there, that home prices are out of reach for 1st time homebuyers. First of all you only need a 3% down payment on the purchase price for a standard mortgage and 0% if it's in a rural area or you have veteran's benefits. Here's what I'll tell you and my best advice....don't expect to buy a $300,000-$400,000 and stop looking at them! If you truly are just starting out, understand you really


Existing-Home Sales Reach Five-Month High as Affordability Improves
Existing-home sales picked up in May, rising to their highest level since December as improving affordability and steady household income gains continued to support demand. Sales increased 3.2% from April to a seasonally adjusted annual rate of 4.17 million, and were also 3.2% higher than a year ago. “More Americans are on the move,” said NAR Chief Economist Lawrence Yun, noting that sales reached their strongest pace since December. He said improving affordability is helping


Mortgage rates close to lowest levels in more than a year and very close to the lowest levels in more than 3 years.
Many scenarios for refinances and FHA Purchases are in the mid to high 5 percent range!


1% down payment program is the best deal around!
CALL TODAY! 586.822.1580


Mortgage rates are already down-don't wait!
Call for your quote! Each transaction is different so many rates are in the 5's too! It's a well-known fact that the monthly jobs report...


Prepare to apply for a mortgage with these credit tips
Your credit history is one of the main factors a lender evaluates when considering whether to approve your application for a mortgage...


It's baaack...1% down payment program to purchase a house!
Lender kicks in the additional 2% of down payment (up to $7,000) for a total of 3% down


VantageScore vs. FICO: What’s the difference?
From Credit Karma: In a Nutshell VantageScore Solutions and FICO create credit-scoring models that use consumer credit data to generate...


Can you qualify for a mortgage with student loan payments?
Student loans can impact your ability to get a mortgage because they can affect your debt-to-income (DTI) ratio and your credit score. ...


Looking to Purchase or Refinance? Now could be the right time for you! Call me anytime!
Mortgage rates were already in line with the lowest levels since December 18th by last Thursday. They dropped to the best levels since...


Close it Quick!
Another purchase deal closing quick! Home inspection done this past Saturday, full appraisal inspection Monday, Appraisal in over value...


Economic Data Keeping Pressure on Mortgage Rates
The jobs report that came out at the beginning of October was a big wake up call for interest rates . Up until then, the prevailing...


Typical U.S. homeowner gains some $28,000 in equity year over year
Homeowners with mortgages saw their equity increase by a total of $1.5 trillion year over year during the first quarter of 2024,...
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