Can you qualify for a mortgage with student loan payments?

Student loans can impact your ability to get a mortgage because they can affect your debt-to-income (DTI) ratio and your credit score. Lenders consider your DTI, which reflects the portion of your income against all the monthly payments you have on debt and a high DTI due to student loans can make it more challenging to qualify for a mortgage. While having student loans doesn't automatically disqualify you, it's important to understand how they affect your overall financial situation and how that can impact your mortgage application. 

Reach out to me anytime to see if you can qualify for a mortgage with the student debts you currently have. Therese Tutag 586-822-1580 ttutag@gmail.com