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Loan Programs

A Wholesale Mortgage Broker has access to many mortgage products that small banks and credit unions don't. There are ways to customize loan terms and features.  Contact me today so I can help you find all the mortgage prodcuts you may be eligible for.

Conventional 

Minimum 3% down payment for. Fixed rate and adjustable mortgages for 10-30 and custom year terms. Several mortgage insurance options to choose from when putting less than 20% down. Minimum credit score of 620. Max loan amount is $766,550.

Federal Housing Administration (FHA)

Minimum 3.5% down payment & monthly mortgage insurance required. Minimum credit score of 580 required. Max loan amount is $498,257.

FHA 203K Streamline

Available for purchase and refinance transactions where moderate remodeling and repairs are needed. You can borrow an extra $5,000 to a max $35,000 on top of the mortgage. Contact Therese for more info.

USDA Rural Development 

For low to moderate income families (income limits apply) 100% financing and no mortgage insurance is required. Only available in certain counties and boundaries. 640 score required.

  • New Construction

One time close construction! Conventional and VA mortgages. Get your loan before construction beings. Call for details.

  • Man

  • Many more mortgage loan products available! Call for more info.

Veteran's Administration (VA)

100% financing for all Veteran's. Purchase and refinance transactions. Some restrictions apply.

Jumbo Loans

Mortgage amounts start at $766,551up to $3,500,000. Many different Jumbo products available. Call for details.

Get In Touch

If you have any questions or need more information to purchase a property or refinance, get in touch anytime and I'll be more than happy to help!

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