Loan Programs

Below is a list of loan programs currently available. Therese is a Wholesale Mortgage Broker, which means she has access to several other mortgage products that standard banks and lenders cannot offer you! Contact Therese today to see how she can help you.

Conventional 

Minimum 3% down payment. Fixed rate and adjustable mortgages for 10-15-20-30 year terms. Several mortgage insurance options to choose from when putting less than 20% down. All purchase and refinance transactions eligible. Minimum credit score of 620.

Federal Housing Administration (FHA)

Minimum 3.5% down payment & monthly mortgage insurance required. Minimum credit score of 620 required.

Veteran's Administration (VA)

100% financing for all Veteran's. Purchase and refinance transactions. Some restrictions apply.

Available for purchase and refinance transactions where moderate remodeling and repairs are needed. Allowed to borrow an extra minimum $5,000 to maximum $35,000 on top of mortgage for repairs. Contact Therese for more info.

Jumbo Loans

Available for financing over $453,100 for purchase and refinance transaction. Up to 85% LTV no mortgage insurance.

USDA Rural Development Loans

For low to moderate income families (income limits apply) 100% financing and no mortgage insurance. Only in certain counties and boundaries.

Get In Touch

Do you have questions? Do you need help with purchasing a property or refinancing?  Get in touch. Contact Therese today, and she'll be able to answer any of your questions. 

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