The Mortgage

Application Checklist

Current Employment Information

Name, address and phone number of the company you currently work for. (If you have been on the job less than 2 years, your prior job history with company addresses and phone numbers.)

If You're...

Hold Up!

Salaried/Hourly Employee...

Recent paystubs covering 30 days of income including year to date, overtime, commission and bonus income if applicable.

Self-Employed...

Recent paystubs covering 30 days of income including year to date, overtime, commission and bonus income if applicable.

Employed by

a Relative

Two years tax returns and 2 recent paystubs showing Year to Date Income Info.

Income from Social Security

You need a copy of Benefits Letter and copy of last check or proof of direct deposit into your bank.

Proof of Assets

Checking and savings accounts, brokerage accounts, etc. Whatever accounts your down payment and closing costs are coming from! And accounts that show additional assets for reserve funds for qualifying benefit.

Your Residence for the past two years...

Any Purchases

Copy of signed purchase agreement and a copy of earnest money deposit check.

Other items that may be needed per individual situations:

 

  • Divorce Decrees

  • Child support/alimony payment info

  • Proof of disability or dividend/income in needed to qualify.

  • If using rental property income to qualify, copies of leases, etc.

  • Student loan deferment proof if necessary.

  • If you attended college and just started working a copy of your degree.

Ready to get pre-approved? 

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