Six
Things Not To Do After You
Apply for a Mortgage
One
Do not change or quit your job! If you feel you may be changing jobs when you apply or are in the process of getting a mortgage, let Therese know as soon as possible.
Two
Don't make any major purchases such as new car or lease, vacations, or new furniture.
Three
Do not make any large deposits or transfer funds between accounts or banks without talking with Therese first. Don't close any current bank accounts
where your funds for closing are coming from.
Four
Do not pay off debts, collections (unless instructed to do so after talking with Therese) and don't close any current accounts as that could cause a drop in your credit score!
Five
Avoid using cash for a good-faith deposit – cash is
difficult to verify. Use funds from your checking or savings account so it can be easily verified.
Six
Don't open up any new credit cards or loans or co-sign a loan for anyone.
Get In Touch
If you have questions or need more information to purchase a property or refinance, get in touch anytime and I'll be more than happy to help!