Six
Things Not To Do After You
Apply for a Mortgage
One
Don't make major purchases like jewelry, furniture, vehicles or vacations. Do NOT open any new lines of credit.
Two
Don't change or quit your job. If you feel you may be changing jobs when you apply or are in the process of getting a mortgage, let Therese know as soon as possible.You don't want any issues, so If she is aware of the possible change, it shouldn't be a problem.
Three
Consult with Therese before withdrawing, depositing or moving large amounts of money in or out of your bank account. Don't close your current
bank account and open a new one with funds you
need for closing!
Four
Do not pay off debts, collections (unless instructed to do so after talking with Therese) and don't close any current accounts as that could cause a drop in your credit score!
Five
Avoid using cash for a good-faith deposit – cash is
difficult to verify. Use funds from your checking or savings account so it can be easily verified.
Six
Don't have your credit report pulled too many
times – this could cause your credit scores to drop.
Get In Touch
If you have questions or need more information to purchase a property or refinance, get in touch anytime and I'll be more than happy to help!