Ready. Set. Home.
Move in with 0-3% down
Ready to own your own home? Start here. It's possible to purchase a home with 0-3% down payment!​
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Nothing Beats Owning
Your Own Home
Privacy
Privacy means no longer having to worry about sharing a common area with anyone.
Control
You control all the final decisions, like remodeling, or what to pay every month without worrying about changes.
Freedom
The freedom to do the things you want when you want to do them.
Privacy
Privacy means no longer having to worry about sharing a common area with anyone.
Control
You control all the final decisions, like remodeling, or what to pay every month without worrying about changes.
Freedom
The freedom to do the things you want when you want to do them.
What Truly Matters About Owning a Home...
Equity
Paying down the mortgage builds equity, which you can eventually use to remodel the home, consolidate your debt through a cash-out refinance, or keep after selling the house.
Retirement
Once your house is fully paid off you can retire with ease and no stress over mortgage payment. Your home will also get passed on to your beneficiaries upon death.

Getting Started
The best way to start house-hunting is to get pre-approved first. You don't want to find a home you love, then find out you don't qualify for enough money to buy it!
A few reasons why you NEED to be pre-approved before you start looking at homes or even working with a Realtor.
1
Financing
Know how much you qualify for to purchase and what price range you want. Call me for options on down payment and an estimate of closing costs and monthly mortgage payment.
2
Serious to Sellers
and Realtors
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In todays market you MUST be Pre-Approved before a Realtor will take you out to look at homes. With multiple offers on homes, Sellers will only consider buyers 100% qualified and ready to go!
Click on the button below to get started with your FREE pre-approval application.
About the Mortgage Advisor
Meet Therese
Mortgage Advisor- 28 yrs. working in the mortgage business, my attention to detail and sincere desire to help all my clients is proven in every transaction. Being a Wholesale Mortgage Broker means I can offer more programs and great rates. The mortgage application process is pretty simple and quick. You e-sign docs and work directly with me throughout the entire process. You will have total access to me via phone, email or text. Learn more here.

Why Choose a Wholesale Mortgage Lender?
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Great interest rates
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Fast & free pre-approvals
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Close Faster-Avg 30 days or less
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Convenient online signing of paperwork in minutes
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More mortgage products and options to choose from