Ready. Set. Home.

Move in with only 3% down

Ready to own your own home? Start here. Purchase a home with just 3% down and a reduced or no monthly mortgage insurance.

Nothing Beats Owning

Your Own Home

Privacy

Privacy means no longer having to worry about sharing a common area with anyone.

Control

You control all the final decisions, like remodeling, or what to pay every month without worrying about changes.

Freedom

The freedom to do the things you want when you want to do them. 

Privacy

Privacy means no longer having to worry about sharing a common area with anyone.

Control

You control all the final decisions, like remodeling, or what to pay every month without worrying about changes.

Freedom

The freedom to do the things you want when you want to do them. 

What Truly Matters About Owning a Home...

Equity

Paying down the mortgage builds equity, which you can eventually use to remodel the home, consolidate your debt through a cash-out refinance, or keep after selling the house.

Retirement

Once your house is fully paid off you can retire with ease and no stress over mortgage payment. Your home will also get passed on to your beneficiaries  upon death.

Getting Started

Contrary to popular belief, the best way to start house-hunting is to be pre-approved by the bank. You don't want to find the home of your dreams and not be able to close!

 

Here are two reasons why you should be pre-approved before you start looking at homes or even working with a Realtor. 

1

Financing

Know how much financing is available to you so that you can decide how much you want to spend on a home, what the 3% down will be, and estimate your monthly mortgage payments.

2

Look Serious to Sellers

When you go to put an offer on a home, having your pre-approval attached to the proposal not only makes you look like serious homebuyers but also strengthens your bargaining position with sellers.

Get pre-approved and close in as little as 30 days! Click on the button below to get started with your FREE pre-approval application. 

About the Mortgage Advisor

Meet Therese

With 23 years experience in the residential mortgage industry, Therese Tutag's attention to detail and sincere desire to provide her customers with top-notch service is proven in every transaction. Being a Wholesale Mortgage Broker means she can offer you more programs and more choices than any big bank or credit union out there because she has access to the top nationwide Wholesale Mortgage Lenders. You'll get competitive rates, more choices and the latest technology to make the mortgage application process simple and quick. Therese assures her clients have total accessibility to her via phone, email or text. Learn more about Therese, here. 

Why Choose a Wholesale Mortgage Lender?

  1. Great interest rates

  2. Fast & free pre-approvals

  3. Close Faster-Avg 30 days or less

  4. Convenient online signing of paperwork in minutes

  5. More mortgage products and options to choose from

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